During Tuesday’s hearing, two Conservative judges appeared to suggest support for the law, but the outcome of the lawsuit is uncertain. The court is not expected to announce a decision until the middle of next year.
“We don’t know what’s going to happen,” said Cynthia Cox, director of the Kaiser Foundation’s ACA program. However, there is no reason not to sign up if you need health insurance. If you sign up for coverage and the plan’s subsidies are eliminated, there is no risk of continuing to pay premiums if you cannot afford them.
“You might as well have coverage while you can,” Ms. Cox said, especially given the risk of illness from the coronavirus. At the very least, legally compliant plans have a cap on expenses, which limits the cost of hospitalization. There is no guarantee that hospitals will waive treatment costs for uninsured patients with Covid-19, which means that people without insurance can face high medical costs.
Open registration on HealthCare.gov lasts until December 15th and starts on January 1st. (Some state marketplaces allow registration for much longer periods of time.) Individuals affected by forest fires, hurricanes, or other disasters may qualify for a longer period of time.
If you miss the open enrollment deadline, you will have to wait a year to enroll unless you have a qualifying change in circumstances such as B. Loss of health insurance, marriage or the birth of a child.
Below is some important information about open registration for Obamacare plans.
Where can I get help choosing a plan?
Enrollment assistance is available, but according to the Kaiser Foundation, it can be difficult to come by in some areas as federal funding for trained, independent “navigators” is limited. For federal market plans you can use the “Find local help” tool or call 1-800-318-2596.